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As I mentioned in the introduction of this guide, just about any business can be a passive source of income when youre not putting much time into it. Usually, that means hiring people to do the work for you. However, some kinds of businesses expect a good deal less work than others, and you might not need to put in more than just a couple of hours each week.

MobileXpression certainly is not going to make you wealthy, but it can easily get you an additional $50 per year with essentially no effort. Youll download their program to your smartphone and theyll get access to your browsing data, which they use for study purposes. Every week youll earn 5 credits.

Youll also receive a bonus when you first sign up. Ive been using it for a little while now and Ive earned several gift cards up to now. .

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Royalty Exchange is a marketplace where you can invest in royalties. Artists and musicians can raise money by selling the royalties for their work. As an investor, you can make money passively from the investment.

Paribus is a free app that will automatically search for refunds which are owed to you. When you make a purchase from a store/website which has a price match guarantee Paribus will seek out a lesser cost, and if it finds one it can help you to get a refund for the difference.

When the shipments are overdue, Paribus can allow you to find compensation for it. .

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AHP buys distressed mortgages to prevent foreclosure, using investor money. Investors get around 12% returns and are paid each month. I havent personally invested with AHP, but I did some research and found many men and women who had positive experiences with the investment. Its currently closed for new investors, however there is a wait list readily available for their next fund.

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I signed up to the wait list and plan to invest a small amount when it becomes available again. .

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Netspend offers pre-paid debit cards, which are often employed by people who dont have bank accounts. That might not be of much interest to you. But a side benefit is that in the event you have a pre-paid card you can also set up an FDIC-insured savings account together with Netspend that pays 5 percent interest.

You can have multiple accounts, apparently up to 6 to $6,000 complete. For a much more thorough look here look at this, please visit How Im Getting 5% Interest on FDIC-Insured Savings Accounts. .

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After reading through this listing, pick a few that seem like a good match for you. The sooner you begin with passive income the sooner youll be making money, and youll have to re-invest. There is definitely some low-hanging fruit on this list that's easy to get, even if you don't have money to invest. .

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